Disability Accounting and Financial Advisory Services

Disability Financial Clarity provides specialist financial analysis and advisory services for disability providers, NDIS participants and individuals.

For providers, the focus is on understanding financial performance, service sustainability, workforce costs, cash flow and financial risk.

You do not need to know which service you require. Start with a complimentary discussion about the issue you are trying to understand, and we can determine the most appropriate next step.

Provider Financial Management & Advisory

Financial accounts show what has happened.

Effective management accounting helps explain why it happened and what you should do next.

DFC supports registered and unregistered NDIS providers, disability organisations, executives and boards with:

• management and board reporting

• budgeting, forecasting and cash-flow analysis

• service-level profitability

• workforce and labour-cost analysis

• business planning and growth decisions

• financial risk and governance reporting

• independent financial analysis for significant decisions

This service may help if:

• revenue is increasing but cash remains tight

• labour costs are higher than expected

• you cannot clearly identify which services are financially sustainable

• management or the board needs clearer financial information

• you are considering growth or organisational change

Outcome: Clear financial information, practical recommendations and stronger operational and strategic decision-making.

Discuss Provider Financial Advisory

Services for Participants, Families & Individuals

Practical financial support when circumstances become complicated

DFC provides private accounting and financial organisation services for self-managed NDIS participants, families and individuals navigating disability, injury or reduced work capacity.

Support can include:

• budget and expenditure tracking

• cash-flow visibility

• financial-record organisation

• forecasting future expenses

• reviewing invoices and financial information

• preparing financial information for funding or plan reviews

• organising financial information relating to WorkCover or lifetime-care arrangements

Outcome: Better-organised records, clearer financial information and greater confidence when making financial decisions.

Disability Financial Clarity does not provide NDIS plan management, personal financial advice, investment advice or advice about financial products.

Discuss Participant & Individual Support

Not sure where to start?

You don't need to know exactly which service you need.

Tell me what's happening in your organisation or circumstances, what you're trying to understand and where you need greater financial clarity.

We'll use the initial discussion to identify the issue and determine whether DFC can help.

SIL & Disability-Service Financial Modelling

Is the service financially sustainable?

A SIL home can generate substantial revenue while still operating below the expected financial result.

DFC brings together participant funding, staffing requirements, roster costs, employment costs, operating expenses and organisational overheads to show the true financial position of an existing or proposed SIL home or disability service.

Financial modelling can include:

• participant funding

• staffing structures and support ratios

• SCHADS Award costs

• leave, superannuation and other employment costs

• occupancy and vacancy scenarios

• irregular and shared funding

• direct and shared operating expenses

• organisational overheads

• cash-flow forecasting

• break-even analysis

• service-level profitability

• alternative operating scenarios

This service may help if:

• you are considering opening a new SIL home

• a participant is entering or leaving a home

• staffing or support ratios are changing

• a home appears busy but is not producing the expected financial result

• you need to understand the effect of vacancies

• you want to test financial sustainability before committing resources

Outcome: A transparent financial model that allows you to test assumptions, understand risks and make informed service decisions.

Discuss SIL Financial Modelling

Supporting financial systems

Financial reporting, systems and controls

Reliable financial decisions depend on accurate information, appropriate controls and systems designed around the organisation’s needs.

I can review and assist with:

• Xero and accounting-system structures;

• chart-of-accounts design;

• management-reporting processes;

• budgeting and forecasting systems;

• payroll and labour-cost reporting;

• accounts payable and receivable processes;

• reconciliations and record quality;

• financial policies and internal controls;

• audit findings and management-letter responses;

• coordination with existing accountants and bookkeepers; and

• improving the flow of financial information to management and boards.

This is not a general bookkeeping service. The focus is on ensuring your financial systems and reporting provide reliable information for management, governance and decision-making.

Outcome: Stronger financial controls, more useful reporting and increased confidence in the information used to manage the organisation.

Explore financial systems and reporting

Financial audit readiness

Prepare for audits and strengthen the financial systems, records and controls that support your organisation’s compliance obligations.

I provide independent financial and operational support to help registered and unregistered disability providers identify gaps, organise evidence and respond appropriately to audit findings.

Services can include:

• financial audit readiness reviews;

• review of financial records and supporting documentation;

• financial policies, procedures and internal controls;

• payroll and employment-cost controls;

• management and board reporting;

• financial-risk and governance reviews;

• assistance interpreting audit management letters;

• preparation of draft management responses and

• development of practical corrective-action plans.

This service may help if:

• you are preparing for an NDIS certification or surveillance audit;

• an external audit has identified financial or control weaknesses;

• management is unsure whether financial records and supporting evidence are complete;

• your board requires greater confidence in financial governance; or

• you need help preparing a clear and practical response to an audit management letter.

Outcome: Better-organised records, stronger financial controls, clearer responsibilities and a practical plan for addressing audit findings and financial-compliance risks.

Disability Financial Clarity does not conduct independent NDIS certification audits or provide legal advice.

Discuss compliance and audit readiness

Provider Financial Health Check

A Provider Financial Health Check is an independent review tailored to your organisation’s circumstances and priorities.

Depending on the agreed scope, the review may examine:

• financial performance;

• profitability and cash flow;

• service-level results;

• labour costs;

• budgeting and forecasting;

• management reporting;

• financial systems and controls;

• audit readiness;

• operational risks; and

• business sustainability.

The review normally involves:

1. an initial discussion about your concerns;

2. agreement on the scope and information required;

3. analysis of the relevant financial and operational information;

4. identification of risks, gaps and opportunities;

5. a written report or findings summary; and

6. a meeting to explain the findings and recommended priorities.

Outcome: An independent assessment explaining what requires attention and the practical actions available to you.

Discuss a Provider Financial Health Check