Helping disability providers understand performance, manage financial risk and build sustainable services.
Disability Financial Clarity provides independent accounting, financial analysis and practical advisory services across the disability sector.
Services include provider financial reviews, cash-flow forecasting, workforce-cost analysis, SIL financial modelling, management reporting and decision support.
Private accounting and financial organisation services are also available to participants, families and individuals.
John Tomlinson, CPA, CIMA
Specialist Disability Accountant and Founder of Disability Financial Clarity
Specialist Disability Accountant for Disability Providers and Organisations
Financial clarity for a complex sector
The disability sector presents financial and operational challenges that are not always understood by general accounting practices.
Providers need more than annual accounts. They need reliable information about service performance, labour costs, cash flow, funding, operational risks and sustainability.
Participants and individuals may also need practical assistance to understand budgets, organise financial information and manage disability-related funding or expenses. Services provided by Disability Financial Clarity to participants and individuals are private accounting and financial organisation services. They are not NDIS-funded supports and cannot be claimed from an NDIS plan.
Disability Financial Clarity bridges the gap between accounting information and practical decision-making.
When you might need Disability Financial Clarity
When you might need Disability Financial Clarity
You may benefit from independent financial advice if:
revenue is increasing but cash flow or margins remain under pressure;
labour and workforce costs are higher than expected;
you cannot clearly determine which services are financially sustainable;
you are considering opening, expanding or changing a service;
you are concerned about the financial viability of a SIL home; or
your board or management team needs clearer financial, performance and risk information.
You do not need to know exactly which service you require before contacting me. The initial discussion will help identify the issue and the most appropriate next step.
How DFC can help
Provider Financial Review
Understand what's driving revenue, costs, margins, cash flow and financial performance.
SIL Financial Modelling
Compare participant funding, staffing requirements, roster costs and overheads to understand service viability.
Workforce & Cost Analysis
Understand the relationship between staffing arrangements, labour costs and service delivery.
Financial Planning & Decision Support
Use budgets, forecasts and scenario modelling to understand the financial impact of important decisions.
Why choose Disability Financial Clarity?
Accounting expertise with practical operational understanding
Disability Financial Clarity is led by John Tomlinson, CPA and Chartered Management Accountant (CIMA), with more than 40 years of financial, operational and management experience.
John's experience spans healthcare, government and complex service-delivery organisations and includes budgeting, forecasting, workforce-cost analysis, financial reporting, SIL modelling, governance and organisational improvement.
DFC looks beyond the accounts to understand the operational story behind the numbers.
The approach is independent, practical and focused on helping clients make better-informed decisions.
Relevant experience
SIL planning & financial modelling
Developed a comprehensive business plan and three-year financial forecast supporting the proposed establishment of three SIL homes, including participant onboarding, staffing structures, occupancy assumptions, operating costs and cash-flow requirements.
Developed a SIL financial modelling tool incorporating participant funding, required staffing rosters, direct service costs and organisational overheads.
Operational & workforce analysis
Completed detailed financial and operational analysis of a complex service involving more than 160 employees, helping management understand workforce costs, operational pressures and opportunities for improvement.
Governance & financial oversight
Contributes to the Finance and Infrastructure Committees of the Hope Island Resort Principal Body Corporate, a large and financially complex community with annual administrative expenditure of approximately $7.3 million and a substantial infrastructure and sinking-fund program.
A simple way to get started
1. Talk
We start with a complimentary 30-minute discussion about the issue you're trying to understand.
2. Scope
If DFC can help, we'll agree on the work required, the information needed, what you will receive and the fee.
3. Analyse
DFC reviews the relevant financial and operational information to identify the issues that matter.
4. Explain
You receive clear findings and practical recommendations, with an opportunity to discuss what they mean for your organisation.